Tidl
Income
Free
Safe to spend this month
—
After tax reserve · 90-day average
This month
—
logged
Tax reserve
—
set aside
Buffer
—
runway
Buffer Health
Smoothing Buffer
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Recent Income
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Employment Insurance Calculator
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Employment Insurance Tracker
Track your insurable hours and estimate your benefits
Your EI Profile
Employment Type
Free
📋 T4 Employee
🧾 Self-Employed
Your region is based on where you live, not where you work
Best weekly earnings = your highest-paid week in the qualifying period
Fishing & Seasonal Work
🎣 Special Rules for Fishers
Fisher EI is calculated differently. Instead of insurable hours, fishers qualify based on insurable earnings from fishing in the qualifying period. The entrance requirement is earnings of $3,760 (self-employed fishers) in the last 31 weeks. Benefits are paid at 55% of average weekly fishing earnings.
Fishing EI has two seasons: April–October (summer) and October–April (winter). You can make two claims per year — one per season.
Fisher EI details at Canada.ca →
Fishing EI has two seasons: April–October (summer) and October–April (winter). You can make two claims per year — one per season.
Fisher EI details at Canada.ca →
Log Income
$
T4 Employment
Invoice / Self-Emp.
Other
Income recorded.
Tax Reserve Calculator
Province
OntarioTotal Reserve
$0
Based on income logged this year. Self-employment income includes CPP. Rates are estimates — consult a tax professional.
CRA Quarterly Instalments
CRA Payment Schedule
2025Q1 — March 15, 2025
$—
Q2 — June 15, 2025
$—
Q3 — September 15, 2025
$—
Q4 — December 15, 2025
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Income Smoothing
90-Day Average
CalculatedMonthly average (90 days)
Before tax reserve
$—
After tax reserve
Net spendable average
$—
Fixed costs
Tap to update
$—
Discretionary
Net minus fixed costs
$—
Month by Month
Mileage Tracker
CRA Mileage Deduction (YTD)
$0
Based on $0.73/km (first 5,000km) · 2026 CRA rate
Total km
0
business driven
Trips logged
0
this year
This month
0 km
driven
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CRA rate 2026: $0.73/km (first 5,000km) · $0.67/km after
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Income Overview
6-Month Income
—T4
Invoice
Other
Export & Reports
Income Sources
Summary
Total income logged
$—
Best month
$—
Leanest month
$—
Income sources
—
Self-employed share
—%